The Faster Alternative to Hardwired GPS.

ActivateIQ uses OEM-embedded hardware in late-model trucks to remotely activate a secure location transmitter — so transportation lenders can protect new loans the same day they fund, without installers, appointments, or downtime.

No installers. No hardwired device.

No borrower coordination. Remote-only activation.

Same-day coverage. On compatible OEM-equipped units.

Why Lenders Are Moving Beyond Hardwired GPS

Instant OEM Activation

Instead of waiting 2–3 days to schedule a traditional GPS installer, ActivateIQ remotely activates the embedded OEM hardware already installed in many late-model trucks and transportation assets.

No Installers. No Downtime.

No coordination with the borrower, no vehicle downtime, and no wiring risks. Activation happens in the background — your collateral keeps moving and your team gets visibility.

Built for Transportation Portfolios

ActivateIQ is purpose-built for transportation lenders, focusing on Class 2–8 trucks and related assets. Programs are designed to plug into existing loan, funding, and recovery workflows.

From Loan Funding to Location Visibility

1

Submit Loan & VIN Data

The lender provides basic account and unit details for a compatible OEM-equipped asset.

2

OEM Remote Activation

ActivateIQ initiates a secure activation process using embedded OEM hardware — no physical device required.

3

Unit Comes Online

Once active, the asset begins transmitting location updates suitable for monitoring and risk management.

4

Monitor & Recover

Lenders can use location data internally, with existing recovery vendors, or through a coordinated recovery program when needed.

Programs for Every Stage of the Loan

New Loan Activation

OEM-based activation designed to replace traditional hardwired GPS on new originations. Same-day protection on compatible units, with no installers or downtime.

Locate-Only for Aged Accounts

For existing portfolios that were never activated, ActivateIQ combines OEM capabilities (where available) with multi-source location intelligence to support high-confidence locates.

Full Recovery Coordination

Combine activation, location visibility, and coordinated recovery through vetted partners when an account moves from monitoring to action.

Ready to Move Beyond Hardwired GPS?

See how OEM-based activation can change the way you protect transportation loans.